Maintaining Good Credit Score While Studying Abroad from India

Studying overseas opens new horizons but managing your Indian credit profile remotely can be challenging. At MyExcellentScore, we guide NRIs and students on keeping their CIBIL score intact, so opportunities back home remain seamless.

Maintaining Good Credit Score While Studying Abroad from India | MyExcellentScore

Manage Indian Accounts from Abroad

Use net banking and mobile apps to track balances and due dates. Register an international number for SMS alerts or rely on email reminders from your bank.

Secured Cards & Local Alternatives

Consider an Indian secured credit card: deposit ₹10 000–15 000 and use it abroad. This builds credit without overspending. Meanwhile, open a local secured card in your host country to cover daily expenses.

Monitoring & Alerts

Enable 24/7 monitoring via MyExcellentScore. Our platform sends instant alerts for new inquiries or missed payments—irrespective of your timezone.

Conclusion

Studying abroad shouldn’t mean neglecting your Indian credit score. With remote management tools and secured cards, you can maintain excellent credit. Sign up at MyExcellentScore for real-time global monitoring.

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